All Quantum Investment Properties Ltd (herein QIP) deals are supplied with either a RICS valuation or a valuation guarantee unless otherwise stated and are sold on a strictly 'first come, first served' basis.

QIP charges a flat 2% + Vat finders fee (herein referred to as "Finders Fee") for each deal sold. Of the Finders Fee, £1,000 + Vat (herein referred to as "Reservation Fee") becomes immediately due after a buyer agrees to purchase one of QIP's Packaged Deals and has obtained verbal or written confirmation from a mortgage broker of the buyers decision in principle given from the lender. The balance of QIP's Finders Fee is due at least 5 days prior to completion taking place.

Where a guarantee is offered QIP will refund your valuation fee and your Reservation Fee in full if the official valuation figure provided by the mortgage lender is lower than what QIP have stated the market value to be. The valuation fee and Reservation Fee will also be refunded should the sale fall through due to no fault of the buyer.

To obtain your refund, QIP must receive written, email of faxed confirmation of withdrawal from the purchase within 24 hours of receiving the valuation figure. However, should you still proceed with the purchase after a lower valuation has been issued by the lenders valuer's, the Reservation Fee will become due again.

If the buyer pulls out after agreeing to buy a QIP deal, the Full Finders Fee will be due as we often reimburse the seller for any inconvenience caused by not being able to complete on their home sale quickly, as agreed.

Viewings of the property will only be carried out after completion has taken place. Costs quoted are for guidance only and may vary. They will also incur Vat where applicable. QIP does not accept responsibility for any expenses or losses incurred by you.

The Market Value quoted is taken from a RICS valuation on the property, unless otherwise stated, and will be confirmed by the lender's valuer. No information presented in these particulars and/or displayed on QIP web sites constitutes or forms part of a contract, with the exception of the stated terms and conditions. QIP is not a licensed investment advisor. QIP is not authorised by the Financial Services Authority to provide investment or financial advice.

On agreeing to buy QIP's Packaged Deals, you are agreeing to these terms and conditions.

Disclaimer: Quantum Investment Properties Ltd, their directors, affiliates, officers, employees, agents, contractors, successors and assigns (herein "QIP") do not accept any liability for any investment decisions made on the basis of, arising out of, or in any way related to, the use of this information. The information and services provided by QIP do not constitute financial, investment or tax advice and should not be taken as such. QIP urge you to obtain professional advice before proceeding with any investment. Whilst QIP take reasonable care to ensure that the information we provide is accurate and up to date, we cannot warrant that it is. Cash in or cash back figures may be subject to change dependant on the mortgage available at the time of sale. Some products and services may be available at a lower or higher cost than quoted in this communication. If you would like a detailed mortgage illustration, please ask for a referral to one of our independent mortgage brokers. QIP promote products and services specifically designed for use in the United Kingdom only. QIP are unable to confirm the vendor's personal or financial circumstances, or their ability to enter into a property sale. It is the purchaser's responsibility to confirm that the vendor is solvent. The purchaser enters any transaction at his own risk of claims from insolvency practitioners. QIP would strongly recommend that you take professional advice before proceeding with any investment.